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WARNING! SCAM CALLS CLAIMING TO BE FROM FMB FRAUD DEPARTMENT.  We have received reports of social engineering calls appearing to be from Farmers & Merchants Bank. The scammer claims there is debit card fraud and asks for your card #, they send a fake link to log into online banking to capture login and passcodes. FMB WILL NEVER ASK FOR YOUR CARD NUMBER, LOGIN INFORMATION, PASSCODES, OR SEND YOU LINKS TO VERIFY TRANSACTIONS.

If you receive a call such as this, hang up and call FMB at 800-382-0049.

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πŸ›‘ Free doesn’t always mean free.
Don’t let a trial turn into a trap! 
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This is how it works:

πŸ‘‰ You sign up for a β€œfree trial” that promises to only charge shipping or a small fee

πŸ‘‰ In the fine print, you’re automatically enrolled in a costly monthly subscription.

πŸ‘‰ Canceling can be nearly impossible β€” and those charges add up fast.

How to protect yourself:

βœ… Always read the fine print before signing up.

βœ… Use trusted providers β€” if you’ve never heard of the company, do your research first.

βœ… Set a reminder to cancel before the trial ends.

βœ… Consider using a separate card or payment method just for trial offers.

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Fraud Education Resource Center

Stay proactive in being informed, aware, and prepared against fraud and scam activity.

Learn how to protect yourself

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