Farmers and Merchants Bank works with dealerships, private party purchase transactions, and refinances. If you already have a vehicle and would like to refinance it for a lower payment or get cash out, we would love to assist with that as well! Apply online with our quick & secure online applications, by phone, or at a branch.
- Competitive rates and fast credit decisions
- Fixed monthly payments and no penalty for early payoff
- Variety of terms
- We will finance any year – even classic cars!
- Pre-approval process helps you determine what you can afford (use our Auto Loans Calculator, too)
- Find the accurate value of your car according to J. D. Power
- 24/7 access to statements and mobile alerts.
- Pay monthly via Mobile Banking, Online Banking, and Phone Banking. Receive an interest rate discount for automatic payments from an account with Farmers and Merchants Bank!
- New Customers open a Your Choice Checking Premium Package account and receive an Installment loan bonus coupon for a 0.25% rate discount on one new installment loan. (Offer expires 6 months from account open date. Excludes special promotions. Limit one per customer. Non-transferable.)
Sign & Drive Promotion
- Includes vehicles 2020 or newer.
- Finance up to 80% of the J. D. Power’s retail value or MSRP.
- Dealer Competitive Rates
- Variety of terms
- Same Day Loan Decisions
- Pre-approval process helps you determine what you can afford (use our Auto Loans Calculator, too)
- Must meet certain criteria to qualify.
