Deposit Accounts
Simple Business Checking
- $100 Minimum Opening Deposit
- No monthly maintenance fee when you maintain a minimum average balance of $500 and have less than 200 items per statement cycle. If the minimum average balance is not maintained a $10 monthly maintenance fee will be assessed.
- Business Debit Cards
- Leading Technology in Business Online Banking
- iPay Business Bill Pay
- Direct Connect for Quickbooks and Quicken
Business Analysis Checking
- $100 Minimum Deposit to Open
- Non-interest checking with fees based on the analysis of your account. This account offers a credit back option based on your average ledger balance to help lower service fees.
- See the charges below.
- Business Debit Cards
- Leading Technology in Business Online Banking
- iPay Business Bill Pay
- Direct Connect for Quickbooks and Quicken
Business Money Market
- Earn tiered interest based on your balance.
- No monthly maintenance fee when you maintain a $2500 min average balance
- Withdrawal restrictions apply according to Federal Regulations.
- Direct Connect for Quickbooks and Quicken
Ready to Make the Switch?
Fill out the Switch Kit form to begin the process of becoming part of the FMB family!
VISA® Debit Card
Our VISA® Business Debit Card functions just like a check with the versatility of a credit card and ATM card rolled into one. It is accepted anywhere Visa® is accepted.
Travel Alerts can be placed on your card via our Mobile Banking App. Just follow these simple instructions.
Business Analysis Checking Charges
The following charges are built into the account analysis if these services are used during the statement cycle. An adequate average balance could result in no service charges for these services.
| Transaction | Fee |
|---|---|
| Deposits | $ .45 |
| Auto Debit | $ .15 |
| Deposit Items on Us | $ .05 |
| Deposit Foreign Item | $ .10 |
| Overdraft Fee | $ 35.00 |
| Insufficient Funds Fee | $ 35.00 |
| Daily Overdraft Fee | $ 6.00 |
